Critical Illness Insurance
A one-off cash payout upon diagnosis of a serious illness in an employee.
Financial Support in the Most Difficult Moment
Upon diagnosis of a serious illness, the employee receives a one-off cash sum — with no need to prove specific expenses. The funds can be used for treatment, rehabilitation, or any need that arises.
Program at a Glance
Protection Designed Around Your Team
Coverages are combined based on the number of employees, the company's budget, and the specifics of the business.
Cancer
Cover upon diagnosis of a malignant tumor.
Heart Attack
A one-off payout for an acute heart attack.
Stroke
Cover for a stroke with permanent neurological deficit.
Kidney Failure
Cover for end-stage chronic kidney failure.
Major Organ Transplants
Cover when a vital organ transplant is required.
Lump-Sum Payout
Paid directly upon diagnosis, with no need to prove expenses.
A Benefit for Companies of Any Size
Coverage can be tailored to reflect your team size, budget, and the specific needs of your business.
From Inquiry to Active Program — Four Steps
Inquiry
You provide the number of employees and your preferred benefit amount.
Quote
We negotiate terms with a leading insurer.
Activation
We activate the group policy for the whole team.
Ongoing Support
Assistance with renewal and upon diagnosis.
Frequently Asked Questions from Employers
Which illnesses are considered "critical"?
Typically: cancer, heart attack, stroke, kidney failure, and major organ transplants — the exact list is specified in the policy.
Do medical expenses need to be proven?
No — the sum is paid as a one-off amount upon diagnosis, regardless of expenses incurred.
Are pre-existing conditions covered?
No, cover only applies to conditions diagnosed after the policy start date.
Can this be combined with group health insurance?
Yes, many companies combine the two for more complete protection of their team.
Build This Benefit for Your Team.
Tell us about your company — we will prepare a tailored quote based on your number of employees and desired cover.