Liability Insurance
Protection against unintentional damage you cause to third parties or their property.
Protection Against Unexpected Third-Party Claims
Personal liability insurance covers cases where you have unintentionally caused property or non-property damage to third parties — at home, during leisure activities, or in everyday life. Broker Ins negotiates individual limits based on the specific life situation.
The Insurance at a Glance
Build Protection to Fit Your Needs.
Coverages are combined individually based on each client's age, lifestyle, and budget.
General/Public Liability
Cover for unintentional damage caused to third parties in everyday life, while engaging in amateur sports, or while riding a bicycle.
Property Owners' Liability
For example, flooding or other damage caused to a neighboring property, as an extension to property insurance.
Pet Owners' Liability
Cover for damage caused by a pet to third parties. Provided as part of the "Protected Paws" Pet Insurance.
Tenant's Liability
Damage caused by the tenant to the rented property during its use — as an extension to property insurance.
Landlord's Liability
Cover for the landlord's liability for damage caused to the tenant, as an extension to property insurance.
Freelance Activity Liability
For individuals providing services outside of an employment relationship, e.g. programmers/IT consultants, freelancers, translators, musicians and others.
International Personal Liability
Liability towards third parties abroad, including during travel, university studies, student programs, and internships.
Insurance for Every Stage of Life
Terms are tailored to each client's specific life situation.
From Inquiry to Ongoing Support — Four Steps
Inquiry
You share information about the situation you're looking to protect against.
Risk Assessment
We determine the appropriate liability limit.
Quote & Negotiation
We negotiate terms with a leading insurer on your behalf.
Ongoing Support
Full assistance when a third-party claim is received.
Frequently Asked Questions from Our Clients
Is damage caused by my pet covered?
Yes, when the relevant cover is included in the policy.
Is the insurance valid outside Bulgaria?
With requested international cover — yes, for the duration of the trip.
What's the difference with professional liability?
This insurance covers personal, not professional, activities — for professional liability, see our business programs.
How is the liability limit determined?
Based on the specific life situation and potential risk — this is discussed individually.
Get a Tailored Quote.
Tell us more — we will prepare a personalized quote and assign a dedicated insurance advisor.