Industrial Enterprises
Comprehensive protection for production facilities, energy and heavy industry — from property and machinery to business interruption and third-party liability.
Manufacturing and Industrial Facilities of All Sizes
The program is designed for factories, plants, energy and processing enterprises — anywhere the combination of expensive equipment, continuous production, and the risk of accidents calls for individually structured insurance cover. Broker Ins negotiates the terms on the client's behalf and handles the complete administration of the policies — so production can continue without insurance taking up management attention.
Program at a Glance
Key Coverages for Industrial Facilities
Coverages are combined according to the specifics of the production, and are negotiated individually for each client.
Property Insurance
Fire, natural disasters, and "all risks" cover for buildings, facilities and inventory.
Technical Risk & Machinery Breakdown
Cover for production equipment, machinery and lines against technical failure and sudden breakdown.
Business Interruption
Compensates for lost revenue and fixed costs when production stops as a result of an insured event.
General/Public Liability
Protection against third-party claims for property and non-property damage related to the company's activity.
Cargo & Inland Transport
Insurance for raw materials, supplies and finished goods while in transit to and from the production facility.
Employer's Liability
Protection against employee compensation claims arising from occupational accidents and diseases for which the employer is liable.
Occupational Accident
Cover for work-related accidents resulting in temporary or permanent disability or death.
Product Liability
Cover for the manufacturer's liability for damage caused to third parties by a defective or non-conforming product placed on the market, including costs and liability related to product recall.
Pollution Liability
Cover for the company's liability in the event of sudden and unforeseen environmental pollution, including damage caused to third parties and the costs of containment, clean-up and remediation of the affected sites.
Sector-Specific Solutions Across Heavy and Light Industry
Every industry carries its own risk profile — the program is adapted to the specific production.
From inquiry to ongoing support — four steps
Inquiry
You share details about the facility and its production activity.
Risk Assessment
Site inspection and review of existing cover, if any.
Quote & Negotiation
We negotiate terms with leading insurers on your behalf.
Ongoing Support
Online policy management and renewals, with full support in the event of a claim.
Frequently Asked Questions from Our Industrial Clients
Can you insure a facility that already has a policy with another insurer?
Yes — we conduct an independent audit of the existing cover and propose options to improve the terms on renewal, without any gap in protection.
Does the program cover business interruption caused by damage to a neighboring facility?
Under certain conditions — Business Interruption cover can also include dependency on suppliers or neighboring facilities. This is discussed individually based on the specific risk.
Who assesses the value of machinery and equipment?
We assist with preparing a valuation together with licensed appraisers, if necessary, to determine the correct sum insured.
What happens if a claim occurs outside business hours?
We provide assistance with filing the claim and coordination with the insurer as soon as we receive notification — including for urgent cases.
Get a Tailored Quote for Your Facility.
Tell us about your production — we will prepare a tailored insurance program and assign a dedicated corporate expert.