Life Insurance
Financial security for your family in the event of unexpected circumstances — term or savings-investment solutions.
Peace of Mind for You, Security for Your Loved Ones
Life insurance provides financial protection for the family in the event of unforeseen circumstances and/or builds savings for the future. Broker Ins negotiates individual terms — from pure term cover to savings-investment programs.
The Insurance at a Glance
Build Protection to Fit Your Needs.
Coverages are combined individually based on each client's age, lifestyle, and budget.
Term Life Insurance
A one-off payout to designated beneficiaries in the event of the insured's death.
Mortgage-Linked Life Insurance
Covers the remaining loan balance in the event of death or permanent disability.
Savings-Insurance Programs
Building up capital with guaranteed protection throughout the savings period.
Unit-Linked Life Insurance
Combines protection with participation in an investment fund of your choice.
Group Life Insurance
Special terms when taken out through an employer — see "Employee Benefits".
Additional Risk Riders
Option to add accident and critical illness cover to the base policy.
Insurance for Every Stage of Life
Terms are tailored to each client's specific life situation.
From Inquiry to Ongoing Support — Four Steps
Inquiry
You share your goals — protection, savings, or a combination of both.
Needs Analysis
We determine the appropriate sum insured and policy term.
Quote & Negotiation
We negotiate terms with a leading insurer on your behalf.
Ongoing Support
Assistance with policy changes and in the event of a claim.
Frequently Asked Questions from Our Clients
What is the difference between term and savings life insurance?
Term insurance covers only the risk of death for a set period, while savings insurance also builds up capital.
Can I change the premium amount later?
With most programs — yes, within certain limits, following agreement with the insurer.
What happens if I stop paying premiums?
With savings programs, the accumulated value is usually preserved; with term insurance, cover ends.
Can my employer take out a policy for me?
Yes — see the "Employee Benefits" section for group life insurance.
Get a Tailored Quote.
Tell us more — we will prepare a personalized quote and assign a dedicated insurance advisor.