Professional Services
Liability cover for consultants, accountants, lawyers and other professionals.
Consultants, accountants and law firms
The program protects professionals and consulting firms against claims related to the services they provide. Broker Ins negotiates individual liability limits based on the nature and scope of the professional activity.
Program at a Glance
The coverages that build protection for your business
Coverages are combined according to the specifics of the activity, and are negotiated individually for each client.
Professional Indemnity (E&O)
Protection against claims for financial damage caused by errors, omissions or failure to fulfil professional duties.
D&O (Directors & Officers) Liability
Protection for managers and members of governing bodies against claims related to their management decisions, actions or omissions.
Accountants' & Auditors' Liability
Protection against claims for financial damage arising from errors, omissions or inaccuracies in accounting and audit services.
Lawyers' Liability
Protection against claims for financial damage caused by errors, omissions or inaccuracies in the provision of legal services.
Cyber Insurance
Protection against cyber incidents affecting client data, information systems and the operation of the consulting business.
Investment Manager's Liability
Protection for investment managers and investment funds against financial losses resulting from errors or omissions, both in management and in providing investment advice.
Credit Intermediaries' Liability
Protection against damage resulting from culpable failure to perform professional duties in connection with the provision of credit servicing services, under the Bulgarian Credit Servicers and Credit Purchasers Act.
Liability for Other Specific Professions
Protection against claims for financial damage arising from errors, omissions or inaccuracies in the practice of notaries, insolvency trustees, depositaries, independent appraisers and others.
Specifics by type of activity
Every business has its own risk profile — coverage is tailored to the specific nature and needs of each operation
From inquiry to ongoing support — four steps
Inquiry
You provide information about the nature and scope of your consulting activities.
Risk Assessment
Risk assessment based on your client profile and the size and value of your projects.
Quote & Negotiation
We negotiate terms with leading insurers on your behalf.
Ongoing Support
Online policy management and renewals, with full support in the event of a claim.
Frequently Asked Questions from Our Clients
What is the difference between E&O and D&O insurance?
E&O protects the business against client claims for errors or omissions in providing professional services. D&O protects managers and directors against claims for damage caused by their management actions or decisions.
Do you offer solutions for independent consultants?
Yes — the program can also be tailored to the needs of independent professionals.
Are claims arising from services previously provided to former clients covered?
Yes, provided the claim relates to services rendered during the agreed coverage period or falls within the applicable retroactive period. Coverage is subject to the terms and conditions of the specific policy.
Does the liability limit depend on the number of clients served?
The number of clients served is only one of the factors to be considered when setting the limit, alongside the scope of activity, the value and nature of the projects handled, and the potential size of claims.
Get a Tailored Quote for Your Business.
Tell us about your business — we will prepare a tailored insurance program and assign a dedicated corporate expert.