Marine Insurance
Hull, liability and cargo cover for yachts, boats and commercial fleets — from small vessels to large cargo and passenger ships.
Owners and operators of vessels and commercial fleets
The program covers the full spectrum of vessels — from private yachts and boats to cargo and passenger ships. Broker Ins negotiates terms under international marine clauses and handles the complete administration of policies, whether you insure a single vessel or an entire fleet.
Program at a Glance
The coverages that build protection for your vessel
Coverages are combined according to vessel type and purpose of use, and are negotiated individually for each client.
Hull & Machinery – H&M
Protection for the vessel against physical damage, breakdowns, and partial or total loss of hull, machinery and equipment.
Liability Insurance
Third-party liability for property and non-property damage caused.
P&I (Protection and Indemnity)
Specialized liability cover for shipowners and operators towards third parties, crew, passengers, pollution and other liabilities.
Transport & Storage
Coverage during overland transport and off-season storage.
Charterers' Risks
Protects charterers, as hirers of the vessel, against financial liabilities, including those related to damage, cargo, property and bodily injury.
Accident Cover for Persons on Board
Protection against accidents to crew and passengers on board, as well as while boarding and disembarking.
Skipper's Liability Insurance
Specialized cover for captains and skippers operating chartered yachts and boats, against financial claims arising from operating errors.
Cargo Insurance
Insurance for cargo carried on board the vessel.
Salvage & Legal Defense Cover
Costs of salvage, recovery of the vessel, and legal defense in the event of claims.
Specifics by vessel type
Every vessel type carries its own risk profile — the program is adapted to the specific operation.
From inquiry to ongoing support — four steps
Inquiry
You share details about the vessel and the purpose of its use.
Risk Assessment
Assessment based on vessel type, navigation area, and cargo carried.
Quote & Negotiation
We negotiate terms with leading marine insurers on your behalf.
Ongoing Support
Online policy management and renewals, with full support in the event of a claim.
Frequently Asked Questions from Our Clients
What is the difference between hull and cargo insurance?
Hull insurance covers the vessel itself, while cargo insurance covers the goods being carried. Both covers can be combined in a single policy.
Is navigation outside Bulgarian territorial waters covered?
Yes, depending on the agreed geographical scope of the policy — this is specified individually based on the route.
Is a seaworthiness certificate required?
For larger commercial vessels, a valid class certificate from a recognized classification society is usually required.
What do salvage costs include?
Compensation for services to recover and salvage the insured vessel following an incident, in accordance with international salvage conventions.
Get a Tailored Quote for Your Vessel.
Tell us about your vessel and its intended use — we will prepare a tailored insurance program and assign a dedicated corporate expert.