Occupational Accident Insurance
Specialized cover for accidents occurring during and in connection with the performance of work duties.
Protection at the Workplace
Occupational accident insurance is mandatory for certain categories of work and recommended for any employer seeking to protect their team against incidents at the workplace or during work-related tasks.
Program at a Glance
Protection Designed Around Your Team
Coverages are combined based on the number of employees, the company's budget, and the specifics of the business.
Death Resulting From an Occupational Accident
A one-off payout to designated beneficiaries.
Permanent Disability
Compensation based on the degree of permanent disability.
Temporary Disability
Daily allowance for the recovery period.
Medical Expenses
Covers treatment costs resulting from an occupational accident.
Workplace Coverage
Valid on company premises and during work-related tasks.
Compliance With Labor Law
Cover aligned with the requirements of the Bulgarian Labor Code.
A Benefit for Companies of Any Size
Coverage can be tailored to reflect your team size, budget, and the specific needs of your business.
From Inquiry to Active Program — Four Steps
Inquiry
You share the number of employees and category of work.
Risk Assessment
Analysis based on the specifics of the work environment.
Quote
We negotiate terms with a leading insurer.
Ongoing Support
Assistance with renewal and in the event of an incident.
Frequently Asked Questions from Employers
Is occupational accident insurance mandatory?
For certain high-risk categories of work — yes, under Bulgarian legislation. We recommend checking whether this applies to your business.
Is an incident during a business trip covered?
Yes, when the relevant cover for business travel is included.
How is compensation determined?
Based on a medical assessment and an established scale for degree of permanent disability.
Is this insurance separate from general occupational health and safety cover?
Yes, this is additional voluntary protection, distinct from mandatory social security contributions.
Build This Benefit for Your Team.
Tell us about your company — we will prepare a tailored quote based on your number of employees and desired cover.