Accident Insurance
Financial protection for permanent or temporary disability resulting from an accident — at work, at home, or while traveling.
Protection for everyone, regardless of lifestyle
Accident insurance provides financial support for unforeseen events resulting in temporary or permanent loss of working capacity, the need for treatment, or, in the most serious case, death resulting from an accident. It is suitable for people of any age and profession.
The Insurance at a Glance
Build Protection to Fit Your Needs.
Coverages are combined individually based on each client's age, lifestyle, and budget.
Accidental Death
A one-off payout to designated beneficiaries.
Permanent Disability
Compensation based on the percentage of permanently reduced working capacity.
Temporary Disability
Daily allowance for the period of sick leave.
Medical Expenses Following an Accident
Covers the costs of treatment, tests, and medication.
Bone Fractures and Burns
Compensation according to a schedule based on the type and severity of the injury.
Emergency Surgery and Hospital Stay
A daily amount for each day of hospital treatment following an accident.
Insurance for Every Stage of Life
Terms are tailored to each client's specific life situation.
From Inquiry to Ongoing Support — Four Steps
Inquiry
You share basic information about yourself and the desired coverage.
Risk Assessment
A short questionnaire based on age, profession, and lifestyle.
Quote & Negotiation
We negotiate individual terms with a leading insurer.
Ongoing Support
Assistance with renewal and in the event of a claim.
Frequently Asked Questions from Our Clients
Is an accident during sports covered?
Yes, cover is standard for amateur sports; for professional sports, additional cover is negotiated individually.
How is compensation for permanent disability determined?
Based on a medical assessment and an established scale for the degree of permanently reduced working capacity.
Can I insure a child?
Yes, we offer specialized terms for accident insurance for children and students.
Is an accident abroad covered?
Yes, with requested international cover the policy is also valid outside Bulgaria.
Get a Tailored Quote.
Tell us more — we will prepare a personalized quote and assign a dedicated insurance advisor.