The insurance provides protection against claims for damages filed directly against the medical facility itself for bodily injury or death caused to a patient(s) as a result of negligence, mistake or omission made in connection with the professional activity of the insured, such as:

• Faulty actions (negligent or inadvertent actions or involuntary omissions) by which the medical facility has caused its clients or beneficiaries damages which resulted in:

• Obligation to recover material damages;

• Obligation to recover damages resulting from bodily injuries;

• Obligation to recover damages ensuing from death;

• Obligation to recover financial damages incurred by clients (in the form of fines and/or penalties);

• Obligation to recover non-pecuniary damages.

The insurance policy also covers the following expenses:

• Expenses for controlling or reducing damages;