Voluntary Health Insurance
An effective Motivation and Retention Insurance program consists of various possible combinations of coverage and products, depending on the specifics of each business and its needs, but the most important area is Voluntary Health Insurance.
Although we all pay our state health insurance, when we get ill we cannot rely solely on our health insurance status. We often have to pay surcharges because such directions have been given, the services are not covered by the NHIF, or we simply want faster and better quality medical service with a qualified specialist. In medical institutions we are also frequently forced to pay for supplies, medicines, operations, choice of treatment team, and more. The alternative is Voluntary Health Insurance.
Although different in scope and nature, health risks can be grouped into several major groups:
- Outpatient medical care – includes examinations and reviews with a freely chosen doctor;
- Inpatient medical care – includes diagnosis and treatment in stationary conditions in hospitals and clinics, medical tests, manipulations and surgical treatment;
- Prevention – includes prophylactic medical activities related to early detection of diseases;
- Additional medical services and goods – coverage for home treatment equipment, etc.
- Dental care;
- Expenses for medicinal and ophthalmic agents – coverage for prescription drugs, glasses, lenses, etc.
Voluntary Health Insurance will give your employees the opportunity to get the best possible service in the healthcare system in Bulgaria.